Family insurance

Plan now, win tomorrow!

Getting insurance just got easy
and hassle-free with FWD Life Insurance. 

Enjoy premiums as low as ₱330!

FWD

Insurance was once a daunting subject, both in conversation and in acquisition. However, the landscape of insurance has undergone significant transformation due to challenging circumstances and advancements in technology. While the apprehension surrounding insurance may persist, modern developments have significantly improved the industry. The transition to digital platforms has enhanced accessibility and convenience for potential policyholders without compromising on essential aspects such as affordability and quality customer support, whether online or in person.

The One promo

The One

Insurance that allows you to select a plan, add-on benefits, and coverage amount that matches your lifestyle and needs. 

Get up to ₱1,000,000
in Accidental Death Benefit
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No premium increase after every 5 years if you continually renew your plan on time

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Plan renewable up to age 99

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1 year coverage

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Set for Life

An investment-linked insurance plan you can design according to your goals that guarantee lifetime protection.

Pay as low as ₱24,000 yearly
for a regular premium
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Flexible payment of 5 years,
7 years,10 years, or whole life

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Plan renewable up to age 99

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Life coverage until 100 years old

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Set for Health

A zero-waste health plan that provides up to 3x claims for unrelated major critical illnesses and gives back 100% of your premiums paid if you never do. 

Get a maximum sum insured up
to ₱10 million
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Stay healthy until age 75 and get 100% of your paid premiums back

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Claim up to 300% of your coverage amount

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Benefit term up to 75 years of age

FWD is insurance simplified—from application to claims all done online.

How to File a Claim with FWD Life Insurance

FWD aims to make the claims process as convenient and seamless as possible to avoid further stress and inconvenience. You can file your FWD Life Insurance claim online through Omne by FWD app or via Customer Connect.

Filing for an FWD Life Insurance claim is easy because it only involves a few steps

Make sure your illness and/or situation is covered by your policy to avoid going through the trouble of gathering the requirements, only to find out that your insurance doesn’t cover it. If you’re not sure. The process is also applicable for loss of life claims or if you’re processing the claims for a loved one who needs assistance.

The main requirements for Critical Illness and Hospitalization claims include:

  • Completed Claimant statement form of the insured or the beneficiaries, wherever applicable

  • Completely Attending physician's form

  • Certified True Copy of all the insured’s related medical/hospital records from recent and previous confinements and consultations. Examples are  Admitting History Records, medical certificates, Discharge Summaries, Clinical Abstracts, lab results, and all diagnostic results.

  • A copy of the Insured’s government ID with date of birth, photo, and signature

  • Any of the following as proof of a bank account 

    • Screenshot of the insured’s online bank account

    • ATM card

    • Statement of account

    • Validated deposit slip

    • Passbook

For Loss of Life claims, here are the main requirements:

  • The insured’s original copy of the Certified True Copy of the Death Certificate issued by the Local Civil Registrar (LCR) or the original copy issued by the Philippines Statistics Authority (PSA)

  • Completed Claimant’s Statement forms of the beneficiaries

  • Proof of relationship:

    • For spouse beneficiary: Original copy of Marriage Certificate issued by the PSA

    • For child beneficiary: Original copy of Birth Certificate issued by the PSA

    • For daughter with Single status in the contract and Married at the time of claim: Original copy of Marriage Certificate issued by the PSA or both copies of IDs with Single status and Married status

  • A copy of the Insured’s government ID with date of birth, photo, and signature

  • A copy of the beneficiary/ies government ID with date of birth, photo, and signature.

  • Any of the following as proof of a bank account with the account number and full name of beneficiary/ies visible:

    • Statement of account

    • ATM card

    • Validated deposit slip

    • Passbook

    • Screenshot of your online bank account

Make sure your illness and/or situation is covered by your policy to avoid going through the trouble of gathering the requirements, only to find out that your insurance doesn’t cover it. If you’re not sure. The process is also applicable for loss of life claims or if you’re processing the claims for a loved one who needs assistance.

The One

The One

  Life Insurance Coverage


Death Benefit

Your beneficiaries will receive a benefit amount when you pass away.

Accidental Death Benefit

Get an additional cash benefit should you pass away due to an accident. Benefits are renewable up to age 79.

Critical Illness Benefit

Receive 100% of the benefit amount if you are diagnosed with any of the 42 major critical illnesses that come with the coverage. Benefits are renewable up to age 79.