
Plan now, win tomorrow!
Getting insurance just got easy
and hassle-free with FWD Life Insurance.
Enjoy premiums as low as ₱330!

Insurance was once a daunting subject, both in conversation and in acquisition. However, the landscape of insurance has undergone significant transformation due to challenging circumstances and advancements in technology. While the apprehension surrounding insurance may persist, modern developments have significantly improved the industry. The transition to digital platforms has enhanced accessibility and convenience for potential policyholders without compromising on essential aspects such as affordability and quality customer support, whether online or in person.

The One
Insurance that allows you to select a plan, add-on benefits, and coverage amount that matches your lifestyle and needs.
Get up to ₱1,000,000
in Accidental Death Benefit
No premium increase after every 5 years if you continually renew your plan on time
Plan renewable up to age 99
1 year coverage

Set for Life
An investment-linked insurance plan you can design according to your goals that guarantee lifetime protection.
Pay as low as ₱24,000 yearly
for a regular premium
Flexible payment of 5 years,
7 years,10 years, or whole life
Plan renewable up to age 99
Life coverage until 100 years old

Set for Health
A zero-waste health plan that provides up to 3x claims for unrelated major critical illnesses and gives back 100% of your premiums paid if you never do.
Get a maximum sum insured up
to ₱10 million
Stay healthy until age 75 and get 100% of your paid premiums back
Claim up to 300% of your coverage amount
Benefit term up to 75 years of age
FWD is insurance simplified—from application to claims all done online.
How to File a Claim with FWD Life Insurance
FWD aims to make the claims process as convenient and seamless as possible to avoid further stress and inconvenience. You can file your FWD Life Insurance claim online through Omne by FWD app or via Customer Connect.
Filing for an FWD Life Insurance claim is easy because it only involves a few steps
Make sure your illness and/or situation is covered by your policy to avoid going through the trouble of gathering the requirements, only to find out that your insurance doesn’t cover it. If you’re not sure. The process is also applicable for loss of life claims or if you’re processing the claims for a loved one who needs assistance.
The main requirements for Critical Illness and Hospitalization claims include:
Completed Claimant statement form of the insured or the beneficiaries, wherever applicable
Completely Attending physician's form
Certified True Copy of all the insured’s related medical/hospital records from recent and previous confinements and consultations. Examples are Admitting History Records, medical certificates, Discharge Summaries, Clinical Abstracts, lab results, and all diagnostic results.
A copy of the Insured’s government ID with date of birth, photo, and signature
Any of the following as proof of a bank account
Screenshot of the insured’s online bank account
ATM card
Statement of account
Validated deposit slip
Passbook
For Loss of Life claims, here are the main requirements:
The insured’s original copy of the Certified True Copy of the Death Certificate issued by the Local Civil Registrar (LCR) or the original copy issued by the Philippines Statistics Authority (PSA)
Completed Claimant’s Statement forms of the beneficiaries
Proof of relationship:
For spouse beneficiary: Original copy of Marriage Certificate issued by the PSA
For child beneficiary: Original copy of Birth Certificate issued by the PSA
For daughter with Single status in the contract and Married at the time of claim: Original copy of Marriage Certificate issued by the PSA or both copies of IDs with Single status and Married status
A copy of the Insured’s government ID with date of birth, photo, and signature
A copy of the beneficiary/ies government ID with date of birth, photo, and signature.
Any of the following as proof of a bank account with the account number and full name of beneficiary/ies visible:
Statement of account
ATM card
Validated deposit slip
Passbook
Screenshot of your online bank account
Make sure your illness and/or situation is covered by your policy to avoid going through the trouble of gathering the requirements, only to find out that your insurance doesn’t cover it. If you’re not sure. The process is also applicable for loss of life claims or if you’re processing the claims for a loved one who needs assistance.

The One
Life Insurance Coverage
Death Benefit
Your beneficiaries will receive a benefit amount when you pass away.
Accidental Death Benefit
Get an additional cash benefit should you pass away due to an accident. Benefits are renewable up to age 79.
Critical Illness Benefit
Receive 100% of the benefit amount if you are diagnosed with any of the 42 major critical illnesses that come with the coverage. Benefits are renewable up to age 79.